Disclaimer

Last Updated: June 4, 2026

The information and tools provided on PrepayMyLoan.com are for general informational and educational purposes only. They do not constitute financial, investment, legal, tax, or medical advice.

1. Estimates & Projections Only

The calculators on this platform use standard retail banking mathematical algorithms to estimate monthly repayments (EMIs), compound interest maturity values, and loan prepayment interest savings. While we test our formulas for correctness, the results should be considered estimations and projections only. They do not guarantee the actual terms, rates, or schedules that will be offered or applied by your bank or financial institution. Actual results may differ due to daily interest rest periods, leap year calendars, bank processing fees, administrative costs, or tax implications.

2. No Financial Advice or Advisor-Client Relationship

Your use of PrepayMyLoan.com does not establish an advisor-client relationship. Abhishek Kumar and the PrepayMyLoan team are not certified financial planners (CFPs), chartered accountants, or registered investment advisers in India. Borrowing, refinancing, and prepaying loans involve substantial financial commitments and risks. Before making any decisions, you should double-check the calculations with your bank and consult a certified financial planner, chartered accountant, or other qualified financial professional.

3. "As Is" and "As Available" Service

The website and its contents are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, secure, or free from viruses or other harmful elements.

4. Limitation of Responsibility

PrepayMyLoan.com shall not be held responsible or liable for any financial losses, investment underperformance, bank penalties, or other damages arising directly or indirectly from your reliance on the tools, calculations, guides, or suggestions found on this website.

5. Outgoing Links

This platform contains links to external sites. We do not monitor, endorse, or guarantee the privacy, accuracy, or security of these third-party websites. Any transactions or interactions you have with third-party sites are at your own discretion and risk.

6. Contact Details

If you have any questions or feedback regarding this disclaimer, please contact us at support@prepaymyloan.com.