Privacy Policy

Last Updated: June 4, 2026

At PrepayMyLoan.com, the privacy of our visitors is of extreme importance to us. This Privacy Policy document outlines the types of information that is collected and recorded by PrepayMyLoan.com and how we use it.

1. Local Browser Calculations & Client-Side Privacy

We do not collect, store, or transmit any financial or personal data you enter into our calculators. All calculations are executed entirely inside your web browser using client-side JavaScript. The loan amounts, interest rates, tenures, and monthly budgets you enter are processed in your device's memory and are never sent to our servers. If you use the "Save Loan" feature, that information is written to your browser's localStorage, which remains under your physical control. You can delete this stored data at any time by clearing your browser cache or using the delete buttons on the dashboard.

2. Google AdSense & DoubleClick Cookies

We use Google AdSense to serve advertisements on our website to support our free operations. Google, as a third-party vendor, uses cookies to serve ads on prepaymyloan.com. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to prepaymyloan.com and/or other sites on the Internet.

• Users may opt out of personalized advertising by visiting Google Ad Settings at www.google.com/settings/ads.
• Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

3. Web Server Log Files

Like most standard web sites, PrepayMyLoan.com uses web server log files. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and number of clicks. This data is collected to analyze trends, administer the site, track user's movement around the site, and gather broad demographic information. Log files do not contain any personally identifiable information (PII).

4. Google Analytics

We use Google Analytics, a web analytics service provided by Google LLC, to monitor and analyze traffic on our platform. Google Analytics collects anonymous traffic statistics, such as pages viewed, duration of visit, operating system, and geographic region. No PII is collected or linked. The data collected by Google Analytics is subject to Google's privacy policy.

5. Outgoing Links to Third-Party Sites

Our website contains advertisements and links to other external web resources (such as financial guides, articles, and calculators). We are not responsible for the privacy practices, cookie collection, or content of these third-party websites. We encourage our users to read the privacy policies of each website they visit.

6. Children's Information Protection

We believe it is important to provide added protection for children online. PrepayMyLoan.com does not knowingly collect any personally identifiable information from children under the age of 13. If a parent or guardian believes that prepaymyloan.com has in its database any personally-identifiable information of a child under the age of 13, please contact us immediately at support@prepaymyloan.com, and we will use our best efforts to promptly remove such information from our records.

7. Consent & Policy Updates

By using our website, you hereby consent to our Privacy Policy and agree to its terms. We reserve the right to update this policy from time to time. Any changes will be reflected on this page with an updated "Last Updated" date.

8. Contact Us

If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at support@prepaymyloan.com.